| RateCity.com.au helps you to find the best rates for 180 day term deposits and 6 month term deposits.
A term depositis a type of savings account whereby the interest rate of your deposit is fixed at an agreed term. Common investment terms at the short end of the scale start at 30 days, and incline to 90, 120 and 180 day terms. These shorter investment terms are ideal to gain some discipline on your savings habits. The funds that you invest are essentially locked away and an early withdrawal made before the end of the term will incur a penalty fee or early withdrawal charge. Larger amounts invested can incur a greater penalty fee. So before you decide to take up a term deposit make sure you have considered if you will need to access these funds before the term ends. Compare highest interest rates for 180 day term deposits. |
| Company | Product | Effective Rate % | Minimum Investment Amount | Normal Rate % | Apply |
|---|---|---|---|---|---|
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ANZ Term Deposits | 4.543 | 5000 | 4.5 | ![]() |
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ANZ Term Deposit Specials | 4.551 | 5000 | 4.5 | ![]() |
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ING Direct Term Deposits | 4.551 | 1 | 4.5 | ![]() |
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RaboPlus Term Deposit | 4.040 | 1000 | 4 | ![]() |
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Adelaide Bank Term Deposits Standard | 3.683 | 5000 | 3.65 | ![]() |
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HSBC Term Deposits | 3.500 | 5000 | 3.47 | ![]() |
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BankWest Gold Term Deposits | 3.327 | 5000 | 3.3 | ![]() |
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Westpac Term Deposits | 3.019 | 5000 | 3 | ![]() |
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St George Bank Term Deposits | 2.513 | 1000 | 2.5 | ![]() |
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St George Bank Term Deposits | 2.513 | 5000 | 2.5 | ![]() |
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Suncorp Term Deposits | 2.263 | 1000 | 2.25 | ![]() |
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nab Term Deposits | 2.210 | 5000 | 2.2 | ![]() |
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Adelaide Bank Term Deposits Standard | 1.003 | 1000 | 1 | ![]() |