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  4. Youth Access Account

Youth Access Account

  • App banking
  • Online banking
  • Overseas ATM facilities

Monthly fee

$0

Maximum interest rate

2.00%

Youth Access Account

  • App banking
  • Online banking
  • Overseas ATM facilities

Monthly fee

$0

Maximum interest rate

2.00%

Pros and Cons

For Youth Access Account

Benefits

  • $0 account keeping fee
  • App banking available
  • Apple Pay, Google Pay available
  • 1.5% - 2% interest available
  • Send money using PayID

Drawbacks

  • $5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

The Capricornian Rate Bank Account overview

For Youth Access Account

Account details

Minimum opening amount

$0

Min. age restrictions

N/A

Minimum balance

Max. age restrictions

16 years old

Interest calculation frequency

Daily

Interest payment frequency

Monthly

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit The Capricornian to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$1,000

EFTPOS fee

$0.7

Overseas fees

Overseas ATM withdrawal fee

$5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$0

Free counter transactions

Counter deposit fee

$0

Cheque fee

$0

Cheque dishonour fee

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs