Important disclosure

Bankwest

Bankwest Zero Classic Mastercard

  • Google Pay
  • Balance transfer
  • No annual fee

Balance Transfer

0% p.a. on balance transfers for 28 months.
Purchase Rate

14.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

14.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$0

Pros and cons

For Zero Classic Mastercard

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Free supplementary cards

Drawbacks

  • No reward program

Bankwest Rate Credit card overview

For Zero Classic Mastercard

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $20

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$25

Over limit fee

$10

Duplicate statement fee

$1.3

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

14.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

3%

Overseas spending

Foreign Exchange Fee

2.95% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$13.85

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance Transfer 0% p.a. on balance transfers for 28 months.

Promoted credit cards

Promoted

Longer Balance Transfer

Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

Promoted

Lower Purchase Rate

Black Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee

special

Earn $300 Kogan.com credit
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.99%

Annual Fee

$0

Promoted

Lower Annual Fee

First

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $125 back to your new ANZ First card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year.*T&Cs apply.
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $30 thereafter

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0