| Business cards are credit cards that a business uses to purchase goods and services. Depending on the size of the business will depend on how many business cards will be required, small businesses may have only one credit card while large businesses may more than 10 cards issued for the one account. There are many benefits that business credit cards can provide such as better tracking of spending through itemised statements which are provided by most financial institutions. They also reduce the need for book keeping and for petty cash. A business can also save money if they take advantage of paying the balance during the interest free period, so they can avoid paying interest. If you are in the market for a credit card for your business view our business credit cards page for more information. The table below lists some business credit cards with an interest rate of 16% or less. |
| Company | Product | Annual Fees | Brand | Card Class | Interest Rate % | Maximum Limit | Apply |
|---|---|---|---|---|---|---|---|
![]() |
nab Bus Access (Unsec) Visa | 60 | VISA | Standard | 10.96 | No Max | ![]() |
![]() |
nab Bus Access (Unsec) MCD | 60 | MASTERCARD | Standard | 10.96 | No Max | ![]() |
![]() |
Heritage Bank Visa Business Unsecured | 35 | VISA | Standard | 12.95 | 50000 | ![]() |
![]() |
Queensland Country Credit Union Business Visa Card | 90 | VISA | Standard | 13.2 | No Max | ![]() |
![]() |
Newcastle Permanent Business+ Credit Card | 55 | VISA | Standard | 13.45 | No Max | ![]() |
![]() |
Bankwest Bus MasterCard Low Rate | 39 | MASTERCARD | Standard | 13.59 | 50000 | ![]() |
| ANZ Business One - Low Rate | 150 | VISA | Standard | 13.66 | No Max | ![]() |
|
![]() |
Westpac BusinessChoice Everyday Card | 75 | VISA | Standard | 14.25 | 100000 | ![]() |
![]() |
Commonwealth Bank Corporate Credit Card Unsecured | 40 | MASTERCARD | Standard | 14.55 | No Max | ![]() |
![]() |
Commonwealth Bank Business Credit Card Low Rate | 0 | MASTERCARD | Standard | 14.55 | 50000 | ![]() |
![]() |
Hume Building Society Business Credit Cards - Unsecured | 40 | VISA | Standard | 15.6 | No Max | ![]() |
| ANZ Business One - Rewards | 150 | VISA | Standard | 15.84 | No Max | ![]() |