Car Insurance Policy

If you're renewing your car insurance or purchasing a new car insurance policy, make sure your read the policy document in full before signing the dotted line.

A car insurance policy is also referred to as a Product Disclosure Statement (PDS). This document provides information about the product on offer, full details of your policy cover, benefits and conditions. Most importantly, your car insurance policy will detail your cover for:

• Accidental loss or damage to your car
• Legal liability
• Excesses - the excesses that may apply to your policy
• Additional benefits
• Premium benefits
• Claims and claims processes

It is a condition that you read the entire policy before accepting the agreement.

The table below displays car insurers ranked by standard excesses. If you would like to compare quotes, visit our car insurance page.