1st October 2008
Junior wants wheels: Keeping you, your car and nerves in one piece.
1st October 2008
How to get the most out of your car insurance
2nd September 2008
Cool cars that are frugal on fuel
23rd July 2008
Dude, where’s my car?
4th June 2008
Road trippin’ on the cheap
21st May 2008
Is your car under-insured?
23rd April 2008
Australia’s worst drivers: males or females?
19th March 2008
Top 10 Car Insurance Traps
3rd March 2008
How to AVOID voiding your car insurance
24th January 2008
Flood damage: Will your car insurer pay up?
23rd November 2007
Car insurance excess ... Sinner or Saint
16th November 2007
How to save a truckload on car insurance
16th November 2007
Battle of the sexes hots up behind the wheel
25th July 2007
To save more, buy online
Read more about Car Insurance:
Hints & Tips
Restrict drivers by age
To save money on your car insurance premium, start by determining just
who will be driving the vehicle. If your car is not going to be driven,
even occasionally, by anyone under 24, your perceived risk to an
insurer will be less. This will be reflected in the premium charged. As
your driver rating improves each year you don't make a claim, so too
does your premium.
Boost your excess
It's a simple concept - the more money you elect to pay towards an
accident, the less your car insurer has to contribute and the less you
will have to pay for cover each year.
Investigate discount & loyalty options
You may be eligible for a discounted premium if your parents have
previously added your name to their car insurance policies and you
insure with the same company. If that's not an option, investigate
obtaining a lowered premium by insuring multiple products (home, car,
boat etc) with the one organization. Decreased premiums can also be
offered for every year you stay with the same insurer. With the
popularity of internet buying these days, many car insurers offer
discounts for purchasing car insurance online.
Fit an alarm, immobilizer or both
All improvements to security should help to lower your car insurance
costs. Some insurers may even insist on sophisticated tracking devices
before they will insure expensive cars. Keep your car parked in a
locked garage overnight if you can. A lot of vehicle thefts occur at
night so if your car is safely locked away your insurance costs will be
less and you will have peace of mind. If you don't have a garage,
parking in a driveway is generally considered a lower risk than parking
on the road. It's less likely that vandalism, theft or accidental
damage will occur when you're off the highway.
Minimise optional extras
Why pay for extras you don't really need? Hire car, legal expenses,
windscreen replacement, choice of repairer - they all sound attractive
but check which extras cost money and which are included in the policy.
Not all car insurance policies are the same. Reading the Product
Disclosure Statement carefully can mean hefty savings.
The Last Word
After searching RateCity for the best car insurance deal for you, ask
if you can pay by the month, quarter or half-year to help with your
budgeting.
