About Car Insurance

Car insurance news and features bring you a range of weekly feature stories regarding the latest in car insurance news. By checking our car insurance news and features daily, you can ensure that you receive the latest updates on issues and trends in the industry. Before you search, compare and apply for the right car insurance policy for you, help yourself understand the market by reading car insurance news and features at RateCity.




More car insurance news and features

3rd March 2010
Future forward: How technology can help you save on car insurance
Car Insurance - many of us are always looking out for a better deal, but it isn’t until you actually compare quotes that you realise many of the advertised offers from new and existing car insurance...

3rd March 2010
Perfect match: Finding the right car insurance cover
If you apply the same commitment to finding a partner when choosing car insurance, you will find the right fit while saving time and money. Searching for the right type of car insurance cover can be like...

10th February 2010
Risking cheaper car insurance for peace of mind?
Is cheaper comprehensive car insurance is worth the risk? The excitement of buying a new car can often be dampened by the harsh reality of drudging through myriad car insurance options to find the best...

10th February 2010
Car makeovers make it hard to insure
Whether it’s souped up suspension or a wild sub-woofer, giving your car a radical makeover could make it hard to insure. Two key factors play an important role in determining the cost of car insurance...

10th February 2010
Drivers comparing car insurance online beat rising premiums
Car insurance premiums are expected to rise in 2010 as a result of insurers compensating for lost profits in 2009. However, as new competitors enter the market, Australians who shop around for car insurance...

25th January 2010
Repair rip-offs: Avoid the sting
How to make the most of car insurance if you're faced with an accident. Lack of planning and a little bit of dishonesty from the repairer can leave you overcharged for the services and unprepared for costs,...

25th January 2010
Aussies pay $3.36 billion too much on car insurance
Australians have been content with paying high premiums and fees on their car insurance for years now, but new research suggests that these costs may be far higher than we deserve to pay.

13th November 2009
Gap insurance revolution
The gap insurance market in Australia is transforming with the introduction of a new provider that allows motorists to purchase it online rather than being sold the product by a car dealer.

3rd March 2009
Driving to the future: Could safety save on premiums?
New technology to help prevent drivers from falling in to micro-sleeps could reduce car insurance premiums in the future, according to car insurer Budget Direct. Cars like the University of New South Wales'...

14th January 2009
5 Ways to Reduce Your Car Insurance Premiums
Some things such as your age and gender cannot be changed to obtain cheaper car insurance, but there are many things possible for lowering your annual premium expenses. Here are our five top suggestions....

14th January 2009
Oh No – I Forgot to Renew my Drivers Licence!
While the law understands that anyone drink driving is not physically able to control a vehicle properly an insurance policy may be equally void because the driver was not the holder of a current licence....

7th January 2009
Click to compare: Is car insurance cheaper online?
A number of new online car insurance brands have popped up recently but do your research to ensure you don't sacrifice service and coverage for a cheaper premium. In addition to the long-established insurers...

30th December 2008
Car Insurance Exclusions: What you dont know
Have you ever taken the time to read the fine print of your car insurance policy? You may be surprised to find out there are some basic conditions that you wont be covered for. While there may be a specific...

3rd December 2008
Car Insurance: Do you understand your cover?
Overseas research suggests that 60% of consumers don't understand how their car insurance works - do you? You get the renewal notice each year but how long is it since you had a close look at your car...

1st October 2008
Junior wants wheels: Keeping you, your car and nerves in one piece.
Your son or daughter is about to take that wonderful step to attain their drivers licence. Here are some strategies you can use to keep them, your car and your nerves in one piece. A review of young drivers...

30th September 2008
How to get the most out of your car insurance
To find the best car insurance, it is important to search around for the best price and conditions. One important factor in finding the best car insurance, which is often overlooked, is to plan ahead....

2nd September 2008
Cool cars that are frugal on fuel
Petrol prices may have stabilised for the time being, but the inevitable increase in the cost of oil will once again have people thinking about ways to save on their weekly fuel bill. While in the past,...

23rd July 2008
Dude, where’s my car?
Every 8 minutes, another car is stolen in Australia. That's over 700,000 thefts a year. The good news is that the number of car thefts has been decreasing over the past few years. The bad news is that...

4th June 2008
Road trippin’ on the cheap
If you're heading for the open road this long weekend, there are simple ways you can plan ahead and save a significant amount of money over the course of your holiday. Here are the top 5 ways to save on...

21st May 2008
Is your car under-insured?
Non or under-insurance is a significant problem facing the Australian community. For example, according to the ABS around 23% of households do not have home or contents insurance. Unfortunately, many...

23rd April 2008
Australia’s worst drivers: males or females?
Are young women safer drivers than their male counterparts? It's hardly an easy question to answer and the debate tends to get quite heated, with both sides of the argument keen to demonstrate who is the...

19th March 2008
Top 10 Car Insurance Traps
Don\\'t ever pay good money for bad car insurance cover. Get to know your policy to avoid these car insurance traps: Cover, without it you have not only paid for nothing, but you've denied yourself the...

3rd March 2008
How to AVOID voiding your car insurance
Buying insurance is purchasing an insurer's promise to pay - but will the insurer pay your claim? Not 'voiding' your car insurance involves many things of common sense. Here are some hints and tips on...

24th January 2008
Flood damage
If your car is not insured there is very little you can do to recover the cost of your vehicle in the case of flood damage. If your car is insured, however, you need to know exactly what your policy covers...

22nd November 2007
Car Insurance Excess
Minimising the amount of money we do have to spend when purchasing a car insurance policy is important for many consumers. One of the quickest and easiest ways to decrease your premium in the short term...

13th November 2007
How to save a truckload on car insurance
Car insurance, or lack of it, can make your life a misery if you are involved in a crash. In the past, it has not been easy to compare car insurance policies, leaving you secretly resigned to the fact...

13th November 2007
Battle of the sexes hots up behind the wheel
Are young women safer drivers than their male counterparts? It's hardly an easy question to answer and the debate tends to get quite heated with both sides of the argument keen to demonstrate who is the...

25th July 2007
To save more, buy online
Car Insurance is one of those items that has become a "need to have" instead of "nice to have" because the idea of not having comprehensive cover is just too risky. For many consumers the most important...

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Hints & Tips


Restrict drivers by age

To save money on your car insurance premium, start by determining just who will be driving the vehicle. If your car is not going to be driven, even occasionally, by anyone under 24, your perceived risk to an insurer will be less. This will be reflected in the premium charged. As your driver rating improves each year you don't make a claim, so too does your premium.

Boost your excess

It's a simple concept - the more money you elect to pay towards an accident, the less your car insurer has to contribute and the less you will have to pay for cover each year.

Investigate discount & loyalty options

You may be eligible for a discounted premium if your parents have previously added your name to their car insurance policies and you insure with the same company. If that's not an option, investigate obtaining a lowered premium by insuring multiple products (home, car, boat etc) with the one organization. Decreased premiums can also be offered for every year you stay with the same insurer. With the popularity of internet buying these days, many car insurers offer discounts for purchasing car insurance online.

Fit an alarm, immobilizer or both

All improvements to security should help to lower your car insurance costs. Some insurers may even insist on sophisticated tracking devices before they will insure expensive cars. Keep your car parked in a locked garage overnight if you can. A lot of vehicle thefts occur at night so if your car is safely locked away your insurance costs will be less and you will have peace of mind. If you don't have a garage, parking in a driveway is generally considered a lower risk than parking on the road. It's less likely that vandalism, theft or accidental damage will occur when you're off the highway.

Minimise optional extras

Why pay for extras you don't really need? Hire car, legal expenses, windscreen replacement, choice of repairer - they all sound attractive but check which extras cost money and which are included in the policy. Not all car insurance policies are the same. Reading the Product Disclosure Statement carefully can mean hefty savings.

The Last Word

After searching RateCity for the best car insurance deal for you, ask if you can pay by the month, quarter or half-year to help with your budgeting.