Aussies back on the new car yard

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Australians are showing signs of returning to the new car market with sales of new motor vehicles posting a modest gain in June, says the Australian Bureau of Statistics.

After a period of negative growth, new vehicle sales rose to 77,424 units in June, seasonally adjusted, compared to 76,401 units in May. But that's still around 10,000 fewer new cars sold in June than the same time last year.

Motorists in NSW just tipped Victorians to purchase the most new cars of all the states and territories, with New South Welshmen snapping up more than 24,000 new cars in June. Northern Territory's motorists purchased the fewest new cars in the country at 765 sales for the month.

For all of those shiny new cars, motorists are expected to take out tens of thousands of car insurance policies in coming months. Here's how to get the best deal on the market.

Haggle like an expert

For those of you with a brand-spanking new vehicle in your driveway many will be able to parlay car yard haggling skills into big dollar savings on comprehensive car insurance premiums. The trick is to combine the cheapest premium on a policy with features you most need. Try researching the market using a comparison site such as RateCity before jumping in; you can buy via the site too.

Buying direct not always best

There's a misconception that comparison websites such as RateCity charge users commission, making their quotes more expensive than buying direct. In fact, by comparing car insurance online you'll likely save money by finding some of the cheapest and most suitable quotes on the market. You'll also save time otherwise spent trawling the web and doing manual quotes.

It's not cheating

It would be nice to think that car insurance providers reserve special deals for loyal customers, but that's not always the case. Instead, some of the best prices are often used to attract new car insurance customers. So don't feel obliged to stick with your current provider, because by comparing car insurance policies you're likely to find a better deal.

Cheapest isn't always best

While the premium will play a role in your decision to buy car insurance it's important not to skimp on necessary features for the sake of price. The trick is to find the cheapest price available on a policy with the inclusions that best suit your circumstances. So when you're comparing car insurance policies make sure you compare like-for-like.

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