Protect yourself from the grim reality of our roads

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RateCity shows that there can sometimes be more than meets the eye when you get behind the wheel.

August 16, 2010

There are two ends of the spectrum when it comes to driving: at one end it can be an enjoyable and relaxing experience and at the other end it can change your life in an instant or even be life-threatening.

Unfortunately it is a grim reality but our roads can be dangerous and sometimes can be a killer. According to data report from the NSW Roads and Traffic Authority (RTA), there have been 638 fatal car crashes in Australia during the first half of 2010. Most of these occurred in NSW (203), whereas the Northern Territory and ACT have reported the least (12 each).

In addition the data showed the following shocking statistics:

  • Over the past 12 months (ending July 2010), there were more than double. the number of males involved in fatalities than females, 329 males compared to 126 females.
  • The majority of fatalities in the 12 months to July 2010 were aged from 50-59.

Every time we hop in the car, most of us do everything in our power to protect ourselves. We are more aware of safety features offered by car manufacturers such as air bags and safety ratings. There are laws that make certain we wear our seatbelts, prevent us from using mobile phones or being under the influence while driving, that our cars are registered and road worthy; and we adjust the mirrors and make ourselves comfortable for the journey ahead.

Does all this give you the type of total peace of mind you are seeking? Probably not, but there is one more thing that you can do and that is to make sure you have the right kind of car insurance.

Comprehensive car insurance will cover any damage caused to your car as well as any other cars involved in an accident. This way at least you can be sure that in the event of a non-life threatening crash you will be covered and won't have to fork out hundreds or thousands of dollars to cover repairs and other costs. For your peace of mind, shop around and compare car insurance quotes online to find a lower priced premium that will cover you for more. And remember, drive safely and take care on the roads.


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