RateCity
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Welcome to RateCity's Car Insurance section.
When you are comparing car insurance rates for your next comprehensive car insurance policy, make sure you check out the latest deals from a range of providers at RateCity.
RateCity displays challenger brands who can save you hundreds of dollars compared to the major car insurance companies. Our service is free and designed to help save you money.
Did you know, that the two biggest car insurance underwriters in Australia are Suncorp Metway and Insurance Australia Group? They hold the majority of the market share and many car insurance companies are underwritten by them. You may not even realise that your comprehensive car insurance provider was underwritten by these dominant players. So make sure you compare car insurance rates next time your policy renewal arrives in the mail.
It will only take you a few minutes to fill out the RateCity Car Insurance form, but it could be well worth the time when your new car insurance rate is less than what you paid the previous year. Get started now!
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Car Insurance Guide
RateCity's Car Insurance Guide provides you with tips and useful information on what to consider when feeling overwhelmed by rates!
We understand how important it is that you find the right policy and possibly save money in the long term.
Our Car Insurance Guide offers the most up-to-date information, hints and tips and all you need to know about rates, fees and services. Whether you want to know about yearly versus monthly repayments and how they are calcuated, the policy excess involved or any other features available, you are in the right place.
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Car Insurance Articles
These articles list a range of definitions on all terms associated with car insurance rates . If you are looking at purchasing insurance and would like to better understand the differences between companies, we can provide assistance. Start researching from the options below.
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Why Do Car Insurance Rates Vary?
While you are comparing your car insurance policy with other providers online, you may be asking yourself: why do rates vary between auto insurers?
Car insurance rates vary between auto insurers for the same reasons as any other financial product varies between financial institutions. That is, the smaller companies than the major players – or the challenger brands – need to have lower rates to compete with these bigger companies that hold the majority of the market share. They aren’t necessarily as well-known and therefore as trusted as the major companies so they need to undercut the big players to try and win over new customers. This is great news for drivers because smaller providers are more desperate for your business and will offer better rates than competitors. Not only do rates vary between auto insurers – or car insurance providers – but they can be significantly different in costs if you’re not careful about choosing comprehensive car insurance wisely.
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Tips for Low Car Insurance Rates
Here are some tips to find low car insurance rates which might save you lhundreds of dollars off your comprehensive car insurance premium.
Firstly, make sure you compare comprehensive car insurance online and use financial comparison websites like RateCity because this can help you find many quotes at once, saving you time and money.
Don’t forget to compare features and services – not just the price – because things like excesses and no claim bonus discounts as well as hire car options and nominated driver options can vary between providers. Comparing car insurance online is often cheaper than obtaining quotes over the phone as many companies offer a discounted rate for online policies.
Also, drive with care and you might be rewarded by your comprehensive car insurance provider because many offer safe driving rewards. It will also save you in excess costs if you find yourself in a bingle. Driving less could also help you find low car insurance rates because some companies will charge you less if you don’t drive your car as often.
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Latest Car Insurance News
Cars with the worst safety records
May 17, 2012Porsche drivers could be three times more likely to be involved in an accident on the road than Daewoo drivers, research suggests.
Who are the top-rated car insurers fo...
Apr 24, 2012Leading financial research company Canstar has named car insurers AAMI, Budget Direct and Coles Insurance among the top insurers in Australia for 2012, as part of its annual car insurance star rati...
Young drivers paying less to insure
Apr 23, 2012Despite a long-held belief that young drivers make more claims on car insurance and pay the highest premiums, new research has revealed that the cost for young people to insure a vehicle is falling.
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Latest Car Insurance News
Can you beat the carbon tax with car ...
Dec 13, 2011When it comes to car insurance, price tends to be one of the main factors we consider when comparing cover. But if making your car carbon neutral matters to you, your choice of insurer can make a ...
Put a dent in car cover costs
Nov 28, 2011Owning a car isn't cheap. On top of fuel, rego and maintenance costs, insurance premiums can leave a serious dent in your wallet. Compulsory third party (CTP or 'greenslip') cover may be unavoidabl...
Cars powered by the sun set for Oz
Oct 12, 2011A batch of road-worthy vehicles powered by the sun will make their way to our shores later this month to take part in the Veolia World Solar Challenge.
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Latest Car Insurance News
How crime can impact your car insuran...
Aug 31, 2011Drivers in the Australian Capital Territory are likely to be making fewer car insurance claims with the number of vehicle thefts reported last financial year down 37 percent on the previous year, a...
Buying car insurance set to be simpler
Aug 29, 2011Car insurance is still a much more complicated business than it should be. For example, a typical Product Disclosure Statement (PDS) for car insurance in Australia runs to over 25 pages, with dozen...
Don’t get caught with the wrong car i...
Aug 29, 2011The worst possible time to find out that your car insurance is inadequate is when you’ve just had an accident, and you need to make a claim.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here. RateCity’s quote may be subject to change by the insurer if you change or add to the information in the application form, including by providing information about non-standard accessories. Up to five car insurance brands currently appear in the results, with all brands provided by A&G Insurance Services Pty Ltd.
