Important disclosure
Personal Loan Fixed
Cashback
For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or overCashback offer available for a limited time on new loan applications of $10K or more. Limit of one $500 cashback payment per loan and per customer, credited within 120 days of loan drawdown . Click learn more for details. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.
Interest Rate
From
7.49%
p.a
up to 19.99%
Comparison Rate*
From
8.18%
p.a
RateCity says
“A car loan from a major Australian bank with the certainty of a fixed interest rate.”
Calculate your repayments for this loan
Your estimated repayment
$200
based on $10,000 loan amount for 5 years at 7.49%
Pros and cons
For Personal Loan Fixed
Benefits
- Lower than average application fees
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Suitable for both new or used car
- Fast time to funding
Drawbacks
- Service fee charged
ANZ Rate Car loan overview
For Personal Loan Fixed
Details
Total repayments $12,020 | Interest rate type Fixed |
Borrowing range $5k - $50k | Security type Unsecured |
Loan term 1 to 7 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Age of car | Target Market Determination Visit ANZ Banking Group Limited to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $150 | Ongoing Fee $10 Monthly |
Missed Payment Penalty $20 | Early Exit Penalty Fee $300 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
- Cashback For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or overCashback offer available for a limited time on new loan applications of $10K or more. Limit of one $500 cashback payment per loan and per customer, credited within 120 days of loan drawdown . Click learn more for details. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.
Other Restrictions
The $10 monthly ongoing fee above is debited every three months until the loan is closed in ANZ system.The interest rate range shows the minimum and maximum interest rate that may be applicable. Your actual interest rate, if approved, will depend on the information in your credit report, including your credit score (or credit rating). We will confirm your interest rate in your letter of offer. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.