What is a credit score?

Nick Bendel

Nick Bendel

1 min read

Your credit score is a number that represents how credit-worthy you are. The higher your credit score, the more credit-worthy you are and the more likely you are to receive loans from credit providers. There is no industry standard for credit scores – different credit reporting bodies use different methodologies. For example, Equifax gives consumers scores between 0 and 1,200; Dun & Bradstreet (through the Credit Simple service) gives scores between 0 and 1,000; and Experian gives scores between 0 and 999.

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