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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Car Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Car Loan, you will deal directly with a financial institution, and not with RateCity.

First Option CU

New Car Ln-Sec Honeymoon

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First Option Credit Union was established to service the financial demands of employees working in the Gaming, Leisure and Industrial industries. Profits made by the co-operative are reallocated to improving the products, services and interest rates offered by the credit union in order to benefit its members. This enables First Option CU to offer sufficiently lower interest rates on their term deposits and credit card products.

Product Details

Company
First Option CU
Repayments
$579.85
monthly
Secured / Unsecured
Secured
Total Repayments
$34,790.66
Interest Rate
5.99%
Comparison Rate
5.99%
Rate Type
Fixed
Application Fee
$0
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$20
Encumberance/REVVS Check Fee
$23
Doc Release Fee
$0
Minimum Loan Amount
$1,000
Maximum Loan Amount
$100,000
Star Rating
Not yet rated
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

View Repayment Schedule
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Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
View Repayment Schedule
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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