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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Car Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Car Loan, you will deal directly with a financial institution, and not with RateCity.

Illawarra CU NSW

Variable Rate Car Loan

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As with most credit unions, Illawarra Credit Union was established for its community members to save together and lend to one another at a fair rate of interest. Since 1972 Illawarra Communities have been receiving benefits through competitive interest rates and low fees for financial products and services. Today, the credit union has close to 40,000 members and operations out of 9 branches from Campbelltown through to Nowra in New South Wales.

Product Details

Company
Illawarra CU NSW
Repayments
$624.94
monthly
Secured / Unsecured
Secured
Total Repayments
$37,496.21
Interest Rate
9.15%
Comparison Rate
9.33%
Rate Type
Variable
Application Fee
$125
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$0
Encumberance/REVVS Check Fee
$0
Doc Release Fee
$0
Minimum Loan Amount
$10,000
Maximum Loan Amount
$100,000
Star Rating
Not yet rated
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

View Repayment Schedule
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Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
View Repayment Schedule
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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