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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Car Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Car Loan, you will deal directly with a financial institution, and not with RateCity.

IMB was established in 1880 to provide housing finance and savings facilities for the communities in the Illawarra region of NSW. Since then IMB has expanded to 38 branches throughout the country and offers a full range of products and services through their in person consultations and electronic banking facilities. These products include commercial banking, home lending, personal lending, savings accounts, transaction accounts, term deposits and financial planning services. IMB have continued to develop their products and distribution network whilst staying true to their regional roots that embody mateship, simplicity and community support. In 2005 IMB was named Building Society of the Year in the Money Magazine Consumer Finance Awards.

Product Details

Company
IMB
Repayments
$616.22
monthly
Secured / Unsecured
Secured
Total Repayments
$36,973.17
Interest Rate
8.55%
Comparison Rate
8.73%
Rate Type
Fixed
Application Fee
$125
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$25
Encumberance/REVVS Check Fee
$0
Doc Release Fee
$0
Minimum Loan Amount
$2,000
Maximum Loan Amount
$50,000
Star Rating
Not yet rated
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility n

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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