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- Smart Personal Loan (Vehicle 0-5 Years)
Smart Personal Loan (Vehicle 0-5 Years)
- $5k to $100k
- 1 to 7 years
- New or used car
- Variable Rate
Interest rate p.a.
7.99%
Comparison rate* p.a.
8.83%
Smart Personal Loan (Vehicle 0-5 Years)
- $5k to $100k
- 1 to 7 years
- New or used car
- Variable Rate
Interest rate p.a.
7.99%
Comparison rate* p.a.
8.83%
Calculate your repayments for this loan
$
Your estimated repayment
$608
based on 30000 loan amount for 5 years at 7.99%
Pros and Cons
For Smart Personal Loan (Vehicle 0-5 Years)
Benefits
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply in branch
- Suitable for both new or used car
Drawbacks
- Service fee charged
- Cannot apply online
Northern Inland Rate Car Loan overview
For Smart Personal Loan (Vehicle 0-5 Years)
Details
Total repayments
$36,489
Interest rate type
Variable
Borrowing range
$5k - $100k
Security type
Secured
Loan term
1 to 7 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Age of car
up to 5 years
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing Fee
$8 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
