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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Car Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Car Loan, you will deal directly with a financial institution, and not with RateCity.

Select Credit Union

New Car Loan

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Select Credit Union is a community-based banking organisation that offers their members a full range of accounts, home loans, investment and lending products to fulfil your every financial need. The credit union was founded in 1963 for the employees and family of what was then called Sydney County Council. Today this organisation is known as Energy Australia and membership is welcome to all communities throughout Sydney and towards the Central Coast.

Product Details

Company
Select Credit Union
Repayments
$640.22
monthly
Secured / Unsecured
Secured
Total Repayments
$38,413.21
Interest Rate
10.19%
Comparison Rate
10.41%
Rate Type
Variable
Application Fee
$150
Ongoing Fees
N/A
Early Repayment Penalty
$0
Missed Payment Penalty
$0
Encumberance/REVVS Check Fee
$15.5
Doc Release Fee
$0
Minimum Loan Amount
$10,000
Maximum Loan Amount
$50,000
Star Rating
Not yet rated
Updating your preferences

Product Features

No early exit penalty y

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?

Extra repayments allowed y

Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?

Redraw Facility y

Whether this loan allows the option for you to redraw/take out excess funds

100% Loan Available y

Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

View Repayment Schedule
Go to Site
Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
View Repayment Schedule
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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