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  4. Unsecured Car Loan Excellent Credit

Unsecured Car Loan Excellent Credit

  • $5k to $50k
  • 5 years
  • New or used car
  • Fixed Rate

Interest rate p.a.

8.27%

Comparison rate* p.a.

8.27%

Unsecured Car Loan Excellent Credit

  • $5k to $50k
  • 5 years
  • New or used car
  • Fixed Rate

Interest rate p.a.

8.27%

Comparison rate* p.a.

8.27%

RateCity says

"If you know you have an excellent credit score, you may be able to benefit from a competitive and flexible car loan with no ongoing fees."

Calculate your repayments for this loan

$

Your estimated repayment

$714

based on 35000 loan amount for 5 years at 8.27%

Pros and Cons

For Unsecured Car Loan Excellent Credit

Benefits

  • No ongoing fees
  • No early exit penalty
  • Flexible repayment options
  • No security required
  • Can apply online
  • Suitable for both new or used car

Drawbacks

  • Higher than average application fee
  • Cannot apply in branch

SocietyOne Rate Car Loan overview

For Unsecured Car Loan Excellent Credit

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $50k

Security type

Unsecured

Loan term

5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Fortnightly, Monthly

Age of car

Target Market Determination

Visit SocietyOne Australia Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$595

up to $595

Ongoing Fee

$0

Missed payment penalty

$35

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat