- Home
- Car Loans
- SocietyOne
- Unsecured Car Loan Excellent Credit
Unsecured Car Loan Excellent Credit
- $5k to $50k
- 5 years
- New or used car
- Fixed Rate
Interest rate p.a.
8.27%
Comparison rate* p.a.
8.27%
Unsecured Car Loan Excellent Credit
- $5k to $50k
- 5 years
- New or used car
- Fixed Rate
Interest rate p.a.
8.27%
Comparison rate* p.a.
8.27%
RateCity says
"If you know you have an excellent credit score, you may be able to benefit from a competitive and flexible car loan with no ongoing fees."
Calculate your repayments for this loan
Your estimated repayment
$816
based on 40000 loan amount for 5 years at 8.27%
Pros and Cons
For Unsecured Car Loan Excellent Credit
Benefits
- No ongoing fees
- No early exit penalty
- Flexible repayment options
- No security required
- Can apply online
- Suitable for both new or used car
Drawbacks
- Higher than average application fee
- Cannot apply in branch
SocietyOne Rate Car Loan overview
For Unsecured Car Loan Excellent Credit
Details
Total repayments
$48,974
Interest rate type
Fixed
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Fortnightly, Monthly
Age of car
Target Market Determination
Visit SocietyOne Australia Pty Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$595
up to $595
Ongoing Fee
$0
Missed payment penalty
$35
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Promoted car loan products
New Car Loan
Real Time Rating™
- $2k to $75k
- 1 to 7 years
- Fixed Rate
- Secured
Interest rate p.a.
6.57%
Comparison rate* p.a.
7.19%
Australian Credit Licence 488228
Fees & charges apply
New Car Loan
- Via broker
- $10k to $250k
- 1 to 7 years
- Fixed Rate
Interest rate p.a.
6.52%
up to 18%
Comparison rate* p.a.
6.95%
Australian Credit Licence 364340
Fees & charges apply
New Car Loan
- Via broker
- $10k to $300k
- 1 to 7 years
- Fixed Rate
Interest rate p.a.
6.29%
up to 24.99%
Comparison rate* p.a.
7.41%
Australian Credit Licence 511803
Fees & charges apply
New Car Loan - Home Owner Special
Real Time Rating™
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
Interest rate p.a.
6.24%
Comparison rate* p.a.
7.36%
Australian Credit Licence 395219
Fees & charges apply
Product data updated on 26 Apr 2024