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Fully Secured Personal Loan

Southern Cross Credit Union

Borrowing Amount
Loan term
Advertised Rate6.49%variable
Comparison Rate6.84%
Monthly Repayment$587
Loan amountFrom $1k
Pros
  • Features a low rate
  • No ongoing fees
  • No early exit penalty
  • Can apply in branch
Cons
  • Application fee charged
  • Requires security to be held
  • Cannot apply online

Suitable For

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat

Loan Fees

Upfront Fee
Upfront Fee$250
Ongoing Fee
Ongoing Fee$0
Early Exit Penalty Fee
Early Exit Penalty Fee$0
Missed Payment Penalty
Missed Payment Penalty$0
Redraw Activation Fee
Redraw Activation FeeN/A

Loan Profile

Repayment Type
Repayment TypeVariable
Loan Type
Loan TypeSecured
Secured by vehicle
Secured by vehicle
View Repayment Schedule

Features Flexibilities

Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Other Benefits
Other Benefits
Other Restrictions
Other Restrictions
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