Cash Loans

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WARNING: Is a cash loan right for you?

Cash loans, also known as short term or payday loans, should only be used when absolutely necessary and NEVER used for long-term borrowing. They are designed to fill once-off gaps in your cash flow and need to be repaid in full the next time you get paid. If you are not able to repay the loan in full with you next pay, the loan will become very expensive. Always look to more traditional options such as savings, credit cards, overdrafts or family first, and only use a cash loan as a last resort. If you have ongoing financial problems please consult a financial counsellor to help with a long term solution.

The below is a list of some cash loan providers. We do not offer a full comparison service as done elsewhere on our site; the providers are not rated or ranked. Other fees, charges and conditions apply, see company websites for details. Fees and charges may vary by state. Borrowers are encouraged to investigate all possible charges before making a decision.

Sponsored Links

Company Fee per $100 Fee per $250 Transaction Fee Comparison Rate % Min Loan Size Max Loan Size Loan Term Go to Site
Small_cashtrain_logo $38.00 $95.00 $1.10 1003% $250.00 $1,000.00 Up to 40 days Go to Site
Small_loanspronto_logo $38.00 $95.00 $1.10 1003% $250.00 $1,000.00 Up to 40 days Go to Site
Small_cash2go_logo $38.00 $95.00 $1.10 1003% $250.00 $1,000.00 Up to 40 days Go to Site
Small_firststopmoney_logo $38.00 $95.00 $1.10 1003% $250.00 $1,000.00 Up to 40 days Go to Site

Disclaimers

The advertised and comparison rate is based on credit of $250 and a term of 2 weeks. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.