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- Platinum Edge Credit Card
American Express Platinum Edge Credit Card
- Special
- Apple, Google & Samsung Pay
$0 Annual Card Fee in the first year, saving you $195
$0 Annual Card Fee in the first year, saving you $195, when you apply online. New Card members only. T&Cs apply.
Purchase rate p.a.
23.99%
Balance transfer rate
Not Applicable
Annual fee
$0
for 12 months then $195 thereafter
American Express Platinum Edge Credit Card
- Special
- Apple, Google & Samsung Pay
Purchase rate p.a.
23.99%
Balance transfer rate
Not Applicable
Annual fee
$0
for 12 months then $195 thereafter
Pros and Cons
For American Express Platinum Edge Credit Card
Benefits
- Rewards Available through Amex Membership Rewards Ascent
- Extra 15,000 points subject to eligibility conditions
- $0 annual fee in the first 12 months and $195 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- No balance transfer
American Express Rate Credit Card overview
For Platinum Edge Credit Card
Details
Card level
Platinum
Card type
AMEX
Interest free days
55
Minimum monthly repayment
2.5% or $30
Minimum credit limit
$3,000
Maximum credit limit
$50,000
Free supplementary cards
Instant approval
Target Market Determination
Visit American Express Australia Limited to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $195 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$15
Duplicate statement fee
$10
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
23.99%
Cash advance rate
Cash advance fee
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Amex Membership Rewards Ascent
Rewards available
Gift Card
Eligibility
Minimum age
18
Minimum income
$50,000
Eligibility conditions
Residency
Perks
Available when you use your card to pay for return domestic travel
Available when you use your card to pay for return international travel
Supplementary cardholder must be over 18 years of age
Warranty is extended for the same duration as the original warranty up to 1 year
Covers up to $2,500 per item and $20,000 per year with a $50 excess within 90 days of purchase
Other Restrictions
Cash Advance and Balance transfers are not currently available on new American Express Credit Card applications. Travel Credit redeemed for eligible travel booked and paid online through AMEX travel.
