American Express boasts some of the best credit card options for your everyday personal and business spending. With 55 days interest free, all of its cards offer a range of competitive rates and rewards. American Express is most proud of its Gold Credit Card, which has achieved a 5 Star CANNEX rating in the Everyday Spender category as well as a 4 Star rating in the Big Spender category, making it well suited for a wide range of incomes. Its Qantas AMEX Premium Card also strikes a good balance between fees and Frequent Flyer rewards.
Compare and discover the lowest fees on credit cards.
Product Details
- Company
-
- Intro Rate
- N/A
- Balance Transfer
- N/A
- Interest Rate
- 20.74%
- Annual Fee
- $349
- Card Type
-
- Interest Free Days
- 44 Days
- Late Payment Fee
- $7
- Minimum Repayment
- $30
- Minimum Repayment
- 2.5%
- Card Level
- platinum
Card Rewards — Velocity Freq Flyer Rews-Platinum
The rewards featured below are based on an average annual spend of $12,000 ($1,000 per month). These figures are for comparison purposes only.
Frequent Flyer
1.5
Pts
Pts
Points per dollar spent
Travel
13,800.0
Velocity Frequent Flyer
Velocity Frequent Flyer
Points required for a Sydney to Melbourne flight with specified company eg. Qantas
Cashback N/A
A cashback voucher is where you receive cash/money in return for spending a certain amount on your credit card. This money can often be transferred directly into your bank account. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
Merchandise N/A
These are rewards that can be redeemed directly from the rewards program. These rewards can be electronics, household goods, travel goods, jewellery etc.
Gift Card N/A
A gift card is a prepaid voucher that can be exchanged for items such as electronics, homeware and mobile rewards etc at selected stores. Consult the institution as vouchers may only be available in varying amounts eg. $20, $50 or $100 vouchers.
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