RateCity.com.au
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Basic

Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
44
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$25
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
3
Annual Fee
Annual Fee
$30
Late Payment Fee
Late Payment Fee
$20
Over limit fee
Over limit fee
$20
Duplicate statement fee
Duplicate statement fee
$0
Supplementary card annual fee
Supplementary card annual fee
$0
Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
44
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$25
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
3
Annual Fee
Annual Fee
$30
Late Payment Fee
Late Payment Fee
$20
Over limit fee
Over limit fee
$20
Duplicate statement fee
Duplicate statement fee
$0
Supplementary card annual fee
Supplementary card annual fee
$0

Rates

Purchase Rate
Purchase Rate
19.74%
Cash advance rate
Cash advance rate
21.49%
Purchase Rate
Purchase Rate
19.74%
Cash advance rate
Cash advance rate
21.49%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
0%for 16 months then 21.49%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100
Balance Transfer Rate
Balance Transfer Rate
0%for 16 months then 21.49%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$6
Estimated ATM Cost
Estimated ATM Cost
$15for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$6
Estimated ATM Cost
Estimated ATM Cost
$15for AU $300 withdrawal

Rewards

Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend
Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$15,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$15,000
Eligibility conditions
Eligibility conditions

Perks

Extended Warranty Warranty is extended for the same duration as the original warranty up to 1 year.
Purchase Protection
Free Supplementary Cards
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