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- Rewards Black
ANZ Rewards Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
*New Rewards card. T&Cs, eligibility and spend criteria, fees and charges apply. (including an annual fee, currently $375).
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$375
ANZ Rewards Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$375
RateCity says
"This competitive credit card offers access to special events, Australian rental vehicle excess insurance, international travel insurance, concierge services and partner discounts."
Pros and Cons
For ANZ Rewards Black
Benefits
- Rewards Available through ANZ Rewards
- Extra 180,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- International travel insurance
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
ANZ Rate Credit Card overview
For Rewards Black
Details
Card level
Premium
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $25
Minimum credit limit
$15,000
Maximum credit limit
$75,000
Free supplementary cards
Instant approval
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Fees
Annual fee
$375
Annual Fee Spend Waiver
Supplementary card annual fee
$65
Late payment fee
$20
Over limit fee
$20
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.99%
Cash advance rate
21.99%
Cash advance fee
3%
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
ANZ Rewards
Rewards available
Gift Card
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
A non-permanent resident with more than 9 months remaining on your Visa
Residency
Perks
Warranty is extended for the same duration as the original warranty up to 1 year.
Covers up to 90 days
Other Restrictions
The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ANZ.More details