RateCity
Best Credit Cards
Search and compare the best credit cards in Australia at RateCity.
If you've just started to look into getting a new credit card you may have stumbled across one too many options - low rate, interest free, altitude, frequent flyer. With so many products to pick from it's no surprise that many people are unaware of the differences between each.
To save you the hassle, we have put together a quick guide to help you pick the best credit card for you.
Types of credit cards
No matter what bank or institution you get a credit card from, each card will have different features and will be intended to benefit a different type of spender. In most cases, the higher the rate and the more features a card has, the more suitable it will be for people who clock up large expenses. The same works vice-versa for lower rate cards; the lower the rate, the less features and services available.
For more information on this topic visit our page on how to choose the right credit card.
How do I find the best credit cards by value?
CANNEX star ratings are a point of reference to help you compare financial products based on their interest rates and features. For any credit card product to be awarded 5 stars they need to represent superior value for money. This has been calculated according to the following spending types:
Things to consider when looking for the right card
If you've just started to look into getting a new credit card you may have stumbled across one too many options - low rate, interest free, altitude, frequent flyer. With so many products to pick from it's no surprise that many people are unaware of the differences between each.
To save you the hassle, we have put together a quick guide to help you pick the best credit card for you.
Types of credit cards
No matter what bank or institution you get a credit card from, each card will have different features and will be intended to benefit a different type of spender. In most cases, the higher the rate and the more features a card has, the more suitable it will be for people who clock up large expenses. The same works vice-versa for lower rate cards; the lower the rate, the less features and services available.
For more information on this topic visit our page on how to choose the right credit card.
How do I find the best credit cards by value?
CANNEX star ratings are a point of reference to help you compare financial products based on their interest rates and features. For any credit card product to be awarded 5 stars they need to represent superior value for money. This has been calculated according to the following spending types:
- Everyday Spender
- Impulse Spender
- Big Spender
- Habitual Spender
Things to consider when looking for the right card
- Low interest rates
- Maximum number of interest free days
- Annual fees
- Internet banking
- Phone banking
- BPay
- Card brand (AMEX, Visa, Mastercard)
- Minimum repayments required
- Balance transfer facility
- Balance transfer intro period
- Balance transfer intro rate
- Waiver for first year free
- Rewards program available
- Automatic payment facilties
