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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Credit Cards from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Credit Card, you will deal directly with a financial institution, and not with RateCity.

Credit card deals

RateCity.com.au has spotted the best credit card deals in Australia

Every lender knows how to sell their credit card deals. Sometimes it helps to step back from the barrage of catchphrases to see what these credit card deals are really selling.
  • Low introductory rate: Sometimes the rate you start with isn't the rate you keep.
  • Low ongoing fee: If you're charged a very low annual fee for using your card, it could be at the cost of other benefits such as a reward program.
  • 0% on balance transfers: When you switch over credit card debts to your new card, you're often given a low or 0% rate for these debts in the first 6 months. Double check and make sure there are no additional transaction fees, which could cost you hundreds.
  • Interest free days: Many cards give you about 55 days before they start charging interest on your purchases.
  • Reward programs: A feature not common for low rate cards, it gives a variety of spending benefits such as Frequent Flyer points.
Most cards only offer a few of these features, so think about the ones you really need before applying. You'll thank yourself later if you do some simple research before taking the bait.

Below is a table showing the lowest rates on credit card deals in Australia, compiled by CANSTAR. Click "Apply" to visit their website.

Related search: Compare best credit cards.
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About Credit Cards Articles

RateCity provides credit card news and features, including a range of weekly stories and economic updates. By checking our credit card news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best credit card for you, help yourself understand the market by reading mortgage news and features at RateCity.

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