Credit cards online

Applying for a credit card online is sometimes the fastest path towards convenient spending. However, just because it's not on paper doesn't mean it should be taken any less seriously.

A credit card application will ask everything you can imagine, from your income and employment details, to your asset and debt holdings. And if you're a new customer for the institution, you may be required to visit a branch and provide Personal Identification.

Convenience comes at the cost of security. To avoid the hassle of fraud during your application, take a few tips.

You should never be giving out your details unless it's on a secured site (these usually begin with https and feature a padlock icon). Scam emails asking for your details are common, so remember that internet banking and applications should only be done through the institution's website.

The table below showcases some of the lowest rate credit cards. Click the apply button to be taken to their secured sites.

Related search: Credit card application.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.