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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Credit Cards from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Credit Card, you will deal directly with a financial institution, and not with RateCity.

Free credit card

Ratecity.com.au helps you decide whether the "free" credit card is the right one for you.

Credit cards are sometimes considered "free" because they usually offer 55 days of interest free on purchases, meaning if you pay back your debt within the period, you won't be charged any interest. However, the actual number of interest free days often depends on:
  • When you make the purchase
  • When your statement is issued
  • Whether you're carrying forward a balance from a previous statement period
Some credit cards, particularly charge cards, also require you to pay off your balance in full every month and have no rate. However, be sure to look at the ongoing fees charged, as well as how much the rates jump when you miss repayments, just to be on the safe side.

The table below shows some of the best Platinum Visa Cards in the market, all featuring interest free days.

Related search: Compare credit cards by interest free days.
See all Credit Card Articles
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About Credit Cards Articles

RateCity provides credit card news and features, including a range of weekly stories and economic updates. By checking our credit card news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best credit card for you, help yourself understand the market by reading mortgage news and features at RateCity.

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