Identity Fraud
Identity fraud or identity theft is a major issue worldwide. One of the major forms of identity fraud is through our credit cards. There are a number of methods that thieves use to access your personal information, however there are some changes that you can make to decrease your chances of this occurring, including:
- If your credit card is lost or stolen, contact your financial institution immediately and can cancel the card as well as any further transactions.
- Be aware when giving your credit card information online or over the phone. If they look or sound suspicious think again about proceeding or ask for alternative payment methods.
- Keep an eye out for unusual transaction on your credit card statement and if you find one notify your institution immediately.
- Consider changing your Personal Identification Number (PIN).
- Don't keep a copy of your PIN on you such as in your wallet.
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