Introductory Rates

Many credit cards offer introductory rates for interest charged on balance transfers. What this means is that a credit card provider will charge you a smaller interest rate than its advertised rate for a certain period of time, hence introductory rates. Some credit cards offer no interest for a period of time. For example, it could be for three or six months, which is still classified as an introductory rate because of the brief time frame it is available.

There is usually a catch to introductory rates, which is to transfer your debts from other credit cards onto another credit card provider. Be careful when comparing introductory rates for credit cards at RateCity to make sure you understand the time frame the rate is available and any fees and charges associated with the card.

The table below displays todaya's lowest credit card rates. To compare more great deals visit our low rate credit cards page.