RateCity
Low credit card
Ratecity.com.au will help you find the best low rate credit cards in the market.
Credit card companies know that numbers get your attention. This is why institutions with a low credit card rate are always proud to advertise it in big fonts, using slogans such as "0% on balance transfers" and "low ongoing fees". But before you rush to transfer your existing credit card balance to the shiny new one, it might help to read the small font.
Is there a transaction fee on balance transfers? You may find that even if the intro rate on your balance transfers is 0% for the first 6 months, a 2% transaction fee on a $5000 transfer will cost you $100.
Make sure you qualify for the rate, and know what the conditions are. Many low rate credit card holders find that one late payment could make the rate jump higher than premium cards.
This table shows you a range of credit cards with ongoing rates below 12%.
Related search: Compare credit cards.
Credit card companies know that numbers get your attention. This is why institutions with a low credit card rate are always proud to advertise it in big fonts, using slogans such as "0% on balance transfers" and "low ongoing fees". But before you rush to transfer your existing credit card balance to the shiny new one, it might help to read the small font.
Is there a transaction fee on balance transfers? You may find that even if the intro rate on your balance transfers is 0% for the first 6 months, a 2% transaction fee on a $5000 transfer will cost you $100.
Make sure you qualify for the rate, and know what the conditions are. Many low rate credit card holders find that one late payment could make the rate jump higher than premium cards.
This table shows you a range of credit cards with ongoing rates below 12%.
Related search: Compare credit cards.
