Rate credit cards

Use Ratecity comparison tools to find and apply for low rate credit cards.

Almost every lender has a range of low rate credit cards that they can be proud of. And with further cuts in the Reserve Bank of Australia's cash rate, they're only going to get lower.

Along with its low rate, these credit cards also usually feature:

• Low annual fees
• 0% or a very low rate on balance transfers for the first 6 months
• The same number of interest free days as other cards

Make sure that you qualify for the low rate first, and find out exactly when the introductory rate will end, as well as the terms and conditions. This way, your low rate credit card will never surprise you with hefty debts.

The table below displays low rate credit cards below 12% from lenders such as Bankwest, nab and Westpac.

Related search: Lowest rate credit cards.