Many financial institutions are offering better security for credit card customers with the introduction of smart cards
. Smart cards have features such as a computer chip inside the card which allow card holders to have the option of using a PIN (number) or sign for transactions, and smart cards can also include a photo identifying the card owner printed on the card. Because credit card
fraud is an increasing concern, smart cards will continue to be improved to help fight unlawful transactions.
The table below lists todaya??s lowest credit card interest rates.