Almost every lender has a range of low rate credit cards that they can be proud of and we can benefit from. Low rate credit cards have a lot of similar features but different rates, fees and charges so it pays to shop around.
Along with its low rate, these credit cards also usually feature:
- Low annual fees
- 0% or a very low rate on balance transfers for the first 6 months
- The same number of interest free days as other cards
Make sure that you qualify for the low rate first, and find out exactly when the introductory rate will end, as well as the terms and conditions. This way, your low rate credit card will never surprise you with hefty debts.
Begin your search with the RateCity low rate credit card comparison tool which compares some of Australia's best low rate credit cards.