What are credit card exception fees?

Exception fees are the fees a financial provider charges customers with a credit card account when they:

  • Exceed their credit cards limit
  • Make a late payment on your credit card

The amount that credit card providers charge in exception fees will depend on the provider, the type of credit card and the circumstances of the instance. As each provider will charge different fees and amounts you should check with them before taking out a credit card.

To keep the fees on your credit card low, compare online to find a credit card that not only may offer lower interest fees and charges but may also offer a lower interest rate. can help you find some of the best low rate credit cards in the market, to get started check out our low rate credit card comparison tool.


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