Important disclosure
Pros and cons
For Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Bank of us Rate Credit card overview
For Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 57 | Minimum monthly repayment 3% or $10 |
Minimum credit limit $500 | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bank of us to view Target Market Determination. |
Fees
Annual Fee $39 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 9.99% p.a |
Cash advance rate 9.99% |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate 9.99% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges $5 |
Estimated ATM Cost $12.5 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS