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Transfer your balance to a 0% card & save $1200*

Calculate how much you could save with your credit card transfer and compare balance transfer offers

Calculate how much you could save by transferring your balance to a 0% card balance deal

Credit Card Balance

Monthly Repayment

Current Interest Rate

%
Company
Product
Balance Transfer Deal
Annual Fee
Fees & Interest
Potential Savings
Time to Repay Balance
Purchase Rate
Go To Site
BankSA
Balance Transfer Deal
0% for 18 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$64
Potential Savings
$1,608
21 months
13.24%
Westpac
Balance Transfer Deal
0% for 18 months,then 19.84%
Annual Fee
$90waived in first year
Fees & Interest
$105
Potential Savings
$1,567
21 months
19.84%
St.George Bank
Balance Transfer Deal
0% for 14 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$108
Potential Savings
$1,564
21 months
13.24%
Bank of Melbourne
Balance Transfer Deal
0% for 14 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$108
Potential Savings
$1,564
21 months
13.24%
BankSA
Balance Transfer Deal
0% for 18 months,then 12.74%
Annual Fee
$99waived in first year
Fees & Interest
$109
Potential Savings
$1,563
21 months
12.74%
Westpac
Balance Transfer Deal
0% for 18 months,then 13.49%
Annual Fee
$59
Fees & Interest
$129
Potential Savings
$1,543
21 months
13.49%
American Express
Balance Transfer Deal
0% for 12 months,then 14.99% (1% handling fee)
Annual Fee
$0
Fees & Interest
$141
Potential Savings
$1,530
21 months
14.99%
Westpac
Balance Transfer Deal
0% for 12 months,then 19.84%
Annual Fee
$30waived in first year
Fees & Interest
$165
Potential Savings
$1,507
21 months
0% for 6 month then 19.84%
St.George Bank
Balance Transfer Deal
0% for 20 months,then 12.74%
Annual Fee
$99
Fees & Interest
$200
Potential Savings
$1,472
22 months
12.74%
Bank of Melbourne
Balance Transfer Deal
0% for 20 months,then 12.74%
Annual Fee
$99
Fees & Interest
$200
Potential Savings
$1,472
22 months
12.74%
Bankwest
Balance Transfer Deal
0% for 13 months,then 12.99% (2% handling fee)
Annual Fee
$79
Fees & Interest
$325
Potential Savings
$1,347
22 months
0% for 13 month then 12.99%
BankSA
Balance Transfer Deal
0% for 12 months,then 19.49%
Annual Fee
$99
Fees & Interest
$358
Potential Savings
$1,314
22 months
19.49%
Bankwest
Balance Transfer Deal
0% for 13 months,then 12.99% (2% handling fee)
Annual Fee
$99
Fees & Interest
$369
Potential Savings
$1,303
22 months
0% for 13 month then 12.99%
Heritage Bank
Balance Transfer Deal
0% for 12 months,then 17.99%
Annual Fee
$125$0 if $ 35000.0 spent in a year
Fees & Interest
$404
Potential Savings
$1,267
23 months
17.99%
Coles
Balance Transfer Deal
0% for 6 months,then 19.99%
Annual Fee
$0
Fees & Interest
$415
Potential Savings
$1,257
23 months
19.99%
Citi
Balance Transfer Deal
0% for 6 months,then 19.99% (1.5% handling fee)
Annual Fee
$0
Fees & Interest
$494
Potential Savings
$1,177
23 months
19.99%
Coles
Balance Transfer Deal
0% for 6 months,then 19.99%
Annual Fee
$99
Fees & Interest
$664
Potential Savings
$1,008
24 months
19.99%
Vertigo
Balance Transfer Deal
0% for 18 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$64
Potential Savings
$1,608
Show more details
55 Day Platinum
Balance Transfer Deal
0% for 18 months,then 19.84%
Annual Fee
$90waived in first year
Fees & Interest
$105
Potential Savings
$1,567
Show more details
Vertigo Visa
Balance Transfer Deal
0% for 14 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$108
Potential Savings
$1,564
Show more details
Vertigo
Balance Transfer Deal
0% for 14 months,then 13.24%
Annual Fee
$55waived in first year
Fees & Interest
$108
Potential Savings
$1,564
Show more details
Vertigo Platinum
Balance Transfer Deal
0% for 18 months,then 12.74%
Annual Fee
$99waived in first year
Fees & Interest
$109
Potential Savings
$1,563
Show more details
Low Rate Visa Card
Balance Transfer Deal
0% for 18 months,then 13.49%
Annual Fee
$59
Fees & Interest
$129
Potential Savings
$1,543
Show more details
Essential Credit Card
Balance Transfer Deal
0% for 12 months,then 14.99% (1% handling fee)
Annual Fee
$0
Fees & Interest
$141
Potential Savings
$1,530
Show more details
55 Day Classic
Balance Transfer Deal
0% for 12 months,then 19.84%
Annual Fee
$30waived in first year
Fees & Interest
$165
Potential Savings
$1,507
Show more details
Vertigo Platinum
Balance Transfer Deal
0% for 20 months,then 12.74%
Annual Fee
$99
Fees & Interest
$200
Potential Savings
$1,472
Show more details
Vertigo Platinum
Balance Transfer Deal
0% for 20 months,then 12.74%
Annual Fee
$99
Fees & Interest
$200
Potential Savings
$1,472
Show more details
Breeze Mastercard
Balance Transfer Deal
0% for 13 months,then 12.99% (2% handling fee)
Annual Fee
$79
Fees & Interest
$325
Potential Savings
$1,347
Show more details
Amplify Platinum
Balance Transfer Deal
0% for 12 months,then 19.49%
Annual Fee
$99
Fees & Interest
$358
Potential Savings
$1,314
Show more details
Breeze Platinum Mastercard
Balance Transfer Deal
0% for 13 months,then 12.99% (2% handling fee)
Annual Fee
$99
Fees & Interest
$369
Potential Savings
$1,303
Show more details
Platinum
Balance Transfer Deal
0% for 12 months,then 17.99%
Annual Fee
$125$0 if $ 35000.0 spent in a year
Fees & Interest
$404
Potential Savings
$1,267
Show more details
No Annual Fee Platinum Mastercard
Balance Transfer Deal
0% for 6 months,then 19.99%
Annual Fee
$0
Fees & Interest
$415
Potential Savings
$1,257
Show more details
Simplicity Card
Balance Transfer Deal
0% for 6 months,then 19.99% (1.5% handling fee)
Annual Fee
$0
Fees & Interest
$494
Potential Savings
$1,177
Show more details
Rewards Platinum Mastercard
Balance Transfer Deal
0% for 6 months,then 19.99%
Annual Fee
$99
Fees & Interest
$664
Potential Savings
$1,008
Show more details
Assumptions | Australian Credit License 316710.

*How we did our calculations

We compared how much a card holder with the average debt, on an average card (as at October 2016) could save by taking one of the best balance transfer deals and paying off $200 each month. Calculations were done on 23 December 2016, based on cards available on that day. Calculator is based on current deals in market which will change over time.

The average debt figure of $4225 is based on the total outstanding balance accruing interest (source: RBA Credit and Charge Card Statistics for October 2016), divided by the number of card holders (Source: Roy Morgan Research, 12 month average June 2016).

We have made the following assumptions: the $200 is repaid on time, every month, no new purchases are made, interest rates don't change on your existing card, and the cardholder meets the lending criteria and is approved for the deal.

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