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- Platinum Rewards Visa Credit Card
Bank Australia Platinum Rewards Visa Credit Card
- Apple & Google Pay
Purchase rate p.a.
18.24%
Balance transfer rate
Not Applicable
Annual fee
$189
Bank Australia Platinum Rewards Visa Credit Card
- Apple & Google Pay
Purchase rate p.a.
18.24%
Balance transfer rate
Not Applicable
Annual fee
$189
Pros and Cons
For Bank Australia Platinum Rewards Visa Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through Qantas Frequent Flyer
- International travel insurance
- Concierge
- Special events
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
- No balance transfer
- Does not offer free supplementary cards
Bank Australia Rate Credit Card overview
For Platinum Rewards Visa Credit Card
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$189
Annual Fee Spend Waiver
Supplementary card annual fee
$59
Late payment fee
$15
Over limit fee
$20
Duplicate statement fee
$3
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
18.24%
Cash advance rate
18.24%
Cash advance fee
$3.5
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$3.5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
INTERNATIONAL TRAVEL INSURANCE
CONCIERGE
SPECIAL EVENTS
PURCHASE PROTECTION INSURANCE
