Important disclosure

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Qantas)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Earn 70,000 Bonus Qantas Points and 0% p.a. for 24 months on balance transfers.

60,000 Qantas Points in year 1 when you spend $3k+ on eligible purchases in the first 90 days from new card approval and an extra 10,000 points after your first eligible purchase in year 2~. Plus, $99 card fee for the first year (reverts to $124) 0% p.a. interest on balance transfers for 24 months. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period

Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval
Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$99

for 12 months then $124 thereafter

Pros and cons

For Amplify Platinum (Amplify Qantas)

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 60,000 points subject to eligibility conditions
  • $99 annual fee in the first 12 months and $124 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Bank of Melbourne Rate Credit card overview

For Amplify Platinum (Amplify Qantas)

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$6k

Maximum credit limit

$80k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bank of Melbourne to view Target Market Determination.

Fees

Annual Fee

$99

for 12 months then $124 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$15

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.49%

p.a

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 90 days per year
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Bonus PointsBalance Transfer Earn 70,000 Bonus Qantas Points and 0% p.a. for 24 months on balance transfers.
    60,000 Qantas Points in year 1 when you spend $3k+ on eligible purchases in the first 90 days from new card approval and an extra 10,000 points after your first eligible purchase in year 2~. Plus, $99 card fee for the first year (reverts to $124) 0% p.a. interest on balance transfers for 24 months. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period

Promoted credit cards

Promoted

Longer Balance Transfer

Amplify Platinum (Amplify Qantas)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

70,000 bonus Qantas Points plus 0% p.a. interest on balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$99

for 12 months then $124 thereafter

Promoted

Lower Fee Balance Transfer

Visa Platinum Credit Card

  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

80,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

20.99%

p.a

Annual Fee

$149

Promoted

Lower Annual Fee

Latitude 28ยบ Global Platinum Mastercard

  • Apple, Google & Samsung Pay
  • No annual fee

special

Save with 0% international transaction fees on purchases. Plus, complimentary Flight Delay Pass and global data roaming.
Purchase Rate

27.49%

p.a

Annual Fee

$0