Important disclosure
BankSA Amplify Signature (Amplify Rewards)
Bonus Points
Get 150,000 bonus Amplify Points plus 0% p.a. interest on balance transfers for 24 monthsBonus points offer applies when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295). Plus 0% p.a. interest on balance transfers for 24 months, when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only. T&C's apply.
Purchase Rate
19.49%
p.a
Balance Transfer Rate
0%
p.a
Pros and cons
For Amplify Signature (Amplify Rewards)
Benefits
- Rewards Available through Amplify Rewards
- Extra 150,000 points subject to eligibility conditions
- $199 annual fee in the first 12 months and $295 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
BankSA Rate Credit card overview
For Amplify Signature (Amplify Rewards)
Details
Card Level Premium | Card Type Visa |
Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $15k | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit BankSA to view Target Market Determination. |
Fees
Annual Fee $199 for 12 months then $295 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.49% p.a |
Cash advance rate 21.49% |
Cash advance fee 3% |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges |
Estimated ATM Cost $9 for AU $300 withdrawal |
Rewards
Program name Amplify Rewards |
Rewards Available Gift Card |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $300.
- EXTENDED WARRANTY
- CONCIERGE
- AIRPORT LOUNGE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE Covers up to $135,000 per year
- Bonus PointsBalance TransferOther Get 150,000 bonus Amplify Points plus 0% p.a. interest on balance transfers for 24 monthsBonus points offer applies when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295). Plus 0% p.a. interest on balance transfers for 24 months, when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only. T&C's apply.
- Balance TransferBonus Points 100,000 bonus Amplify Points + 0% p.a. on balance transfers for 24 months100,000 bonus Amplify points That could be worth up to $450 in eGift cards, when you spend $3k+ on eligible purchases within 90 days of new card approval, plus: $29 card fee for the first year (saving $70) 0% p.a. interest for 24 months on balance transfers When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period.