Important disclosure

BankSA

BankSA Amplify Signature (Amplify Rewards)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Get 150,000 bonus Amplify Points plus 0% p.a. interest on balance transfers for 24 months

Bonus points offer applies when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295). Plus 0% p.a. interest on balance transfers for 24 months, when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only. T&C's apply.

Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval
Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$199

for 12 months then $295 thereafter

Pros and cons

For Amplify Signature (Amplify Rewards)

Benefits

  • Rewards Available through Amplify Rewards
  • Extra 150,000 points subject to eligibility conditions
  • $199 annual fee in the first 12 months and $295 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee
  • Extended warranty
  • Concierge
  • Airport lounge
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing annual fee

BankSA Rate Credit card overview

For Amplify Signature (Amplify Rewards)

Details

Card Level

Premium

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$15k

Maximum credit limit

$80k

Free supplementary cards

Instant Approval

Target Market Determination

Visit BankSA to view Target Market Determination.

Fees

Annual Fee

$199

for 12 months then $295 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.49%

p.a

Cash advance rate

21.49%

Cash advance fee

3%

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Estimated ATM Cost

$9

for AU $300 withdrawal

Rewards

Program name

Amplify Rewards

Rewards Available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
  • FREE SUPPLEMENTARY CARDS
  • PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $300.
  • EXTENDED WARRANTY
  • CONCIERGE
  • AIRPORT LOUNGE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE Covers up to $135,000 per year
Specials
  • Bonus PointsBalance TransferOther Get 150,000 bonus Amplify Points plus 0% p.a. interest on balance transfers for 24 months
    Bonus points offer applies when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295). Plus 0% p.a. interest on balance transfers for 24 months, when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only. T&C's apply.
  • Balance TransferBonus Points 100,000 bonus Amplify Points + 0% p.a. on balance transfers for 24 months
    100,000 bonus Amplify points That could be worth up to $450 in eGift cards, when you spend $3k+ on eligible purchases within 90 days of new card approval, plus: $29 card fee for the first year (saving $70) 0% p.a. interest for 24 months on balance transfers When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period.

Promoted credit cards

Promoted

Longer Balance Transfer

Qantas Premier Titanium

  • Balance transfer
Purchase Rate

19.99%

p.a

Annual Fee

$1200

Promoted

Lower Purchase Rate

Rewards Black

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$375

Promoted

Lower Annual Fee

Amplify Signature (Amplify Rewards)

  • Apple & Google Pay
  • Balance transfer
  • Instant approval

Bonus Points

150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$199

for 12 months then $295 thereafter

Promoted

More Free Days

Altitude Black (Altitude Rewards)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Earn 150,000 bonus Altitude Points.
Purchase Rate

19.99%

p.a

Annual Fee

$150

for 12 months then $295 thereafter