Important disclosure
Pros and cons
For More Classic Mastercard
Benefits
- Rewards Available through Bankwest More Rewards
- Ability to convert large purchases into instalment plans
- Free supplementary cards
Drawbacks
- Higher than average ongoing variable purchase rate
Bankwest Rate Credit card overview
For More Classic Mastercard
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days 44 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bankwest to view Target Market Determination. |
Fees
Annual Fee $100 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $10 | Duplicate statement fee $1.3 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 21.99% |
Cash advance fee 3% or $4 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 2.95% on Mastercard |
Overseas charges $5 |
Estimated ATM Cost $13.85 for AU $300 withdrawal |
Rewards
Program name Bankwest More Rewards |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS