Important disclosure
Pros and cons
For More World Mastercard
Benefits
- Rewards Available through Bankwest More Rewards
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Airport lounge
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Bankwest Rate Credit card overview
For More World Mastercard
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days 44 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $12k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bankwest to view Target Market Determination. |
Fees
Annual Fee $270 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $10 | Duplicate statement fee $1.3 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 21.99% |
Cash advance fee 3% or $4 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee $0 |
Overseas charges $5 |
Estimated ATM Cost $5 for AU $300 withdrawal |
Rewards
Program name Bankwest More Rewards |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 365 days per year
- FREE SUPPLEMENTARY CARDS
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
- AIRPORT LOUNGE Cover lasts for 10 days per year