Zero Platinum Mastercard

Pros:
  • No Annual Fee
Cons:

    Basic

    Card Level
    Card Level
    Platinum
    Interest Free Days
    Interest Free Days
    55
    Maximum credit limit
    Maximum credit limit
    No set max
    Minimum credit limit
    Minimum credit limit
    $6,000
    Minimum repayment dollars
    Minimum repayment dollars
    $20
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    3
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $25
    Over limit fee
    Over limit fee
    $30
    Duplicate statement fee
    Duplicate statement fee
    $8
    Supplementary card annual fee
    Supplementary card annual fee
    $0
    Card Level
    Card Level
    Platinum
    Interest Free Days
    Interest Free Days
    55
    Maximum credit limit
    Maximum credit limit
    No set max
    Minimum credit limit
    Minimum credit limit
    $6,000
    Minimum repayment dollars
    Minimum repayment dollars
    $20
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    3
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $25
    Over limit fee
    Over limit fee
    $30
    Duplicate statement fee
    Duplicate statement fee
    $8
    Supplementary card annual fee
    Supplementary card annual fee
    $0

    Rates

    Purchase Rate
    Purchase Rate
    17.99%
    Cash advance rate
    Cash advance rate
    21.99%
    Purchase Rate
    Purchase Rate
    17.99%
    Cash advance rate
    Cash advance rate
    21.99%

    Balance Transfer

    Balance Transfer Rate
    Balance Transfer Rate
    2.99%for 9 months then 17.99%
    Transfer Limit
    Transfer Limit
    95%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $0
    Balance Transfer Rate
    Balance Transfer Rate
    2.99%for 9 months then 17.99%
    Transfer Limit
    Transfer Limit
    95%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $0

    Overseas spending

    Foreign Exchange Fee
    Foreign Exchange Fee
    Overseas charges
    Overseas charges
    $5
    Estimated ATM Cost
    Estimated ATM Cost
    Foreign Exchange Fee
    Foreign Exchange Fee
    Overseas charges
    Overseas charges
    $5
    Estimated ATM Cost
    Estimated ATM Cost

    Rewards

    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend
    Program name
    Program name
    Rewards Available
    Rewards Available
    Points Per $1 Spend
    Points Per $1 Spend

    Eligibility

    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions
    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    Eligibility conditions
    Eligibility conditions

    Perks

    • Concierge
    • Extended WarrantyWarranty is extended for the same duration as the original warranty up to 1 year.
    • Free Domestic Travel Insurance
    • Free International Travel Insurance
    • Free Travel Insurance Days
    • Price GuaranteeIf you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
    • Purchase ProtectionCovers up to $125,000 per year
    • Free Supplementary Cards
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