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Bankwest Zero Platinum Mastercard

  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee
Balance Transfer

0% p.a. on balance transfers for 28 months.

Purchase rate p.a.

14.99%

Balance transfer rate

0%

Annual fee

$0

Bankwest Zero Platinum Mastercard

  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

14.99%

Balance transfer rate

0%

Annual fee

$0

Pros and Cons

For Bankwest Zero Platinum Mastercard

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee

Drawbacks

  • No reward program

Bankwest Rate Credit Card overview

For Zero Platinum Mastercard

Details

Card level

Platinum

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

2% or $20

Minimum credit limit

$6,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$25

Over limit fee

$10

Duplicate statement fee

$1.3

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

14.99%

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance transfer rate

0%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

3%

Overseas spending

Foreign exchange fee
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

FREE SUPPLEMENTARY CARDS

PRICE GUARANTEE

If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.