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- Classic Visa Card
BCU Bank Classic Visa Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.95%
Balance transfer rate
11.95%
Annual fee
$45
BCU Bank Classic Visa Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.95%
Balance transfer rate
11.95%
Annual fee
$45
Pros and Cons
For BCU Bank Classic Visa Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
BCU Bank Rate Credit Card overview
For Classic Visa Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$500
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit BCU Bank to view Target Market Determination.
Fees
Annual fee
$45
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$0
Over limit fee
$0
Duplicate statement fee
$6
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.95%
Cash advance rate
14.8%
Cash advance fee
Balance Transfer
Balance transfer rate
11.95%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
Estimated ATM cost
$9
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
