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- Platinum Rewards Credit Card
Bendigo Bank Platinum Rewards Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
19.99%
Annual fee
$89
Bendigo Bank Platinum Rewards Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
19.99%
Annual fee
$89
Pros and Cons
For Bendigo Bank Platinum Rewards Credit Card
Benefits
- Rewards Available through Bendigo Rewards
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
Bendigo Bank Rate Credit Card overview
For Platinum Rewards Credit Card
Details
Card level
Platinum
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$3,000
Maximum credit limit
$50,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.
Fees
Annual fee
$89
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.99%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
19.99%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Bendigo Rewards
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Individual, currently not bankrupt or insolvent. Regular income from PAYG (Permanent, non-permanent and casual employment) OR managed superannuation OR self-managed superannuation OR self employed
Residency
Australia CitizenPermanent Resident
Perks
Other Restrictions
Available to Australian citizen or permanent resident who is living/working in Australia.
