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- Low Rate Visa Credit Card
Beyond Bank Low Rate Visa Credit Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Balance Transfer
0% p.a. for 12 months on balance transfers. Conditions apply.
Offer is only available on balances transferred from non-Beyond Bank credit or store cards. Reverts to 11.99% after introductory period.
Purchase rate p.a.
11.99%
Balance transfer rate
0%
Annual fee
$49
Beyond Bank Low Rate Visa Credit Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
0%
Annual fee
$49
Pros and Cons
For Beyond Bank Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Beyond Bank Rate Credit Card overview
For Low Rate Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
62
Minimum monthly repayment
2.5% or $10
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
Fees
Annual fee
$49
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$25
Over limit fee
$11
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
12.49%
Cash advance fee
$4
Balance Transfer
Balance transfer rate
0%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$4
Estimated ATM cost
$13
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
Supplementary cardholder must be over 16 years of age
