Important disclosure

Bank of Queensland

BOQ Blue Visa

  • Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers and purchases for 9 months.

No balance transfer fee.

Purchase Rate

0.00%

p.a

for up to 9 months, then 20.74%

Balance Transfer Rate

0%

p.a

Tags
  • Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.74%

Balance Transfer Rate

0%

p.a

Annual Fee

$60

Pros and cons

For Blue Visa

Benefits

  • Rewards Available through BOQ Q Rewards
  • Price guarantee
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Does not offer free supplementary cards

BOQ Rate Credit card overview

For Blue Visa

Details

Card Level

Gold

Card Type

Visa

Interest Free Days

44

Minimum monthly repayment

2% or $30

Minimum credit limit

$2k

Maximum credit limit

$10k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bank of Queensland to view Target Market Determination.

Fees

Annual Fee

$60

Annual Fee Spend Waiver

Supplementary card annual fee

$15

Late Payment Fee

$10

Over limit fee

$40

Duplicate statement fee

$7

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

0.00%

p.a

for up to 9 months, then 20.74%

Cash advance rate

21.74%

Cash advance fee

3.5% or $3.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3.4% on Visa

Overseas charges

$4

Estimated ATM Cost

$14.2

for AU $300 withdrawal

Rewards

Program name

BOQ Q Rewards

Rewards Available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

$25k

Eligibility conditions

-

Residency

Australia Citizen, Permanent Resident

Perks

  • PRICE GUARANTEE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Balance TransferPurchase Offers 0% p.a. on balance transfers and purchases for 9 months.
    No balance transfer fee.

Promoted credit cards

Promoted

Longer Balance Transfer

Visa Rewarder

  • Google Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

17.00%

p.a

Annual Fee

$75

Promoted

Lower Purchase Rate

Gold Low Rate

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee

Balance Transfer

0% on Balance Transfers for 12 months
Purchase Rate

11.80%

p.a

Annual Fee

$0

Promoted

Lower Annual Fee

Breeze Classic Mastercard

  • Google Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% on purchases and balance transfers for 12 months.
Purchase Rate

0.00%

p.a

for up to 12 months, then 12.99%

Annual Fee

$49

Promoted

More Free Days

Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

2.99%

p.a

for up to 6 months, then 12.95%

Annual Fee

$59