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- Low Rate Visa Card
BOQ Low Rate Visa Card
- Balance Transfer
- Samsung Pay
- Balance transfer
- Low annual fee
Balance Transfer
0% p.a. on balance transfers for 18 months.
~ Ends in 7 daysNo balance transfer fee.
Purchase rate p.a.
13.49%
Balance transfer rate
0%
Annual fee
$55
BOQ Low Rate Visa Card
- Balance Transfer
- Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.49%
Balance transfer rate
0%
Annual fee
$55
Pros and Cons
For BOQ Low Rate Visa Card
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
Drawbacks
- No reward program
- Does not offer free supplementary cards
BOQ Rate Credit Card overview
For Low Rate Visa Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$1,000
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Queensland to view Target Market Determination.
Fees
Annual fee
$55
Annual Fee Spend Waiver
Supplementary card annual fee
$15
Late payment fee
$30
Over limit fee
$40
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
13.49%
Cash advance rate
21.49%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3.4% on Visa
Overseas charges
$4
Estimated ATM cost
$14.2
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$25,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
