Citi Simplicity Card

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Medium simplicity

Good For

Low Fees Balance Transfer Offers Special Offers Perks Max Interest Free Days lowest Monthly Repayments No Annual Fee

  • Type: Visa
  • Level: Platinum

All Offers

Balance Transfers Offers 0% for 6 months then 19.99%
1.5% handling fee
Introductory Offers N/A
Special Offers 10% cashback on eligible purchases (capped at $50 per month) for the first 4 months

(until further notice)

Rates & Fees

Ongoing Purchase Interest Rate 19.99%
Annual Fee $0
Maximum free days Up to 55
Late Payment Fee $0
Over Limit Fee $40

Overseas Spending

Currency Conversion Fee 3.4%
Overseas ATM Charges $5
Estimated ATM Cost for AU$300 withdrawal $15.20


Travel Insurance N/A
VIP Perks
  • Price guarantee scheme
  • Rental vehicle excess insurance
  • Extended warranty
  • VIP Seating
  • Concierge service available
  • Invitation to special Events
  • Partner purchase discounts

Repayment Details

$ Minimum Repayment $30
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $6,000
Maximum Credit Limit $100,000

More about Citi

Citibank has a wide offering of credit cards for new and existing customers, a number of which waive fees, feature rewards and have cashback offers. Its range includes the Citi Signature, Citi Platinum, Citi Classic, Citi Simplicity, Citi Clear Platinum, Citi Prestige, Emirates Citi World Mastercard and Citi Qantas Signature.